Financial Aid

Create and Access your StudentAid.gov Account FSA ID Video

• FSA ID:  The FSA User ID (username & password) serves as your login to various U.S. Department of Education systems.
• Your FSA ID confirms your identity when you access your financial aid information and electronically sign Federal Student Aid documents.
• Never share your FSA ID with anyone.
• If you have not already created an FSA ID, you may do so here. Each student needs an FSA ID.

Gather Information Required to Complete the FAFSA Form Video

• FAFSA = Free Application for Federal Student Aid​
• Federal School Code: 004703 ​
• FAFSA Application: http://studentaid.gov/h/apply-for-aid/fafsa​
• Graduate/professional students (DC/MS/EDD) are considered independent and do not need parental information when completing the FAFSA. ​
• For undergraduate dependent students, any parent providing the income information on the FAFSA will also need to register for an FSA ID.

• Master Promissory Note (MPN)​
• Entrance Counseling​
• Graduate Direct Plus Loan (Doctorate/Master student eligibility only)​
• Parent Direct Plus Loan (Dependent Undergraduate student eligibility only)

Start Your 2024-2025 FAFSA Form Video

Understand and Prepare FAFSA Form Contributors Video

• Student Aid Index (SAI) replaces the previous Expected Family Contribution (EFC) as an evaluation of financial resources a student may have available to contribute toward their education expenses.​
• Contributor: Anyone who is required to provide their information and signature on FAFSA form as well as provide their consent and approval to have federal tax information transferred directly onto the FAFSA.​
• A contributor may be the student, their spouse, a biological or adoptive parent, and/or the parent’s spouse (stepparent).​
• Each contributor must have their own FSA ID on studentaid.gov​
• Students and contributors must provide consent and approval to have federal tax information transferred directly onto the FAFSA via direct data exchange with the IRS. ​
• Without consent, the student will not be eligible for federal student aid.

Federal Grants: Must not have an earned bachelor’s degree.  Potential grants could include the Pell Grant, Supplemental Educational Opportunity (SEOG) Grant, and the Iraq and Afghanistan Service Grant.

Missouri State Grants: To be eligible for most Missouri student financial aid, initial and renewal students should have a FAFSA on file by Feb 1, but no later than April 1.

Veterans Benefits: For more information regarding, visit our Veterans webpage.

Scholarships: For information regarding scholarships, visit our Scholarships webpage.

Direct Subsidized Loans: Available to undergraduate students with financial need. The U.S. Department of Education pays the interest on these loans while the student is enrolled at least half-time and during the six-month grace period.

Direct Unsubsidized Loans: Available to undergraduate regardless of financial need. The student is responsible for the interest, which may be paid while in school or accrued and then added to the principal balance.

Direct PLUS Loans: A credit-based loan available to parents of dependent undergraduate students to help cover additional costs outside of tuition and fees.

Alternative or Private Loans: These are credit-based non-federal loans. The Office of Financial Aid has researched and created a preferred lender list. If you would like additional information regarding the preferred lenders, please email FinancialAid@jayconscious.com. You may choose any lender for this type of loan, they do not have to be included on the preferred listing.

Please note: A borrower may qualify for federal grants and loans, and the terms and conditions of federal loans may be more favorable than the terms and conditions of alternative/private education loans.

Federal Work Study: Federal Work Study provides part-time jobs for students on campus with financial need, allowing them to earn money to help pay education expenses.  For more information about this program, please email FinancialAid@jayconscious.com.

Out-of-State Grants: Doctor of Chiropractic students from Arkansas, Oklahoma and Mississippi have previously received state grants. Check with your state for additional information.

Veterans Benefits: For more information, visit our Veterans webpage.

Scholarships: For information regarding scholarships, visit our Scholarships webpage.

Direct Unsubsidized Loans: Available to graduate/professional students regardless of financial need. The student is responsible for the interest, which may be paid while in school or accrued and then added to the principal balance.

Direct PLUS Loans: A credit-based loan available to graduate/professional students to help cover additional costs outside of tuition and fees.

Alternative or Private Loans: These are credit-based non-federal loans. The Office of Financial Aid has researched and created a preferred lender list. If you would like additional information regarding the preferred lenders, please email FinancialAid@jayconscious.com. You may choose any lender for this type of loan; they do not have to be included on the preferred listing.

Please note: A borrower may qualify for federal grants and loans, and the terms and conditions of federal loans may be more favorable than the terms and conditions of alternative/private education loans.

You will need to complete a FAFSA (Free Application for Federal Student Aid) on studentaid.gov. You can use this link here.

Undergraduate/graduate students will receive an aid offer typically within 3 business days of registering for classes if all necessary documents are completed. ​

For Chiropractic students, an aid offer will be sent to your Logan email about 2 months ahead of classes starting if all necessary documents are completed.

You will need to log in to your NetPartner account that is linked to your award letter. NetPartner is the student portal for financial aid. ​

Select “Accept Financial Aid Offer” from the top left Menu selection of the home page.

Students last name A-L are advised by James Rollins. Students last name M-Z are advised by Sara Lawrence. ​

Please email FinancialAid@jayconscious.com if you would like to set up an appointment or if you have any questions for your advisor. ​

Our office is open Monday-Friday 8am-4:30pm if you prefer to walk in. 

Set up direct deposit with the Student Accounts department here. Student Accounts can be contacted at (636) 230-1770 or Student.Accounts@jayconscious.com.​

Yes. Majority of students are eligible for federal student loans from the FAFSA regardless of income status.

We recommend that a student completes the FAFSA before the start of the first trimester they wish to use federal aid. ​

If the FAFSA is completed during the trimester, we can still process aid for you. ​

If the FAFSA is completed after the trimester has ended, federal aid cannot be processed for that trimester.

Cost of Attendance is the total calculation for direct costs paid to school (tuition, fees, etc) and indirect costs students may pay for outside of school (rent, transportation, etc). ​

Cost of Attendance helps calculate maximum financial aid eligibility for a student.

If you are an undergraduate student, unless you can answer “Yes” to one of the dependency questions on the FAFSA, you will need to include parental information. Visit this studentaid.gov website for more information.​

If you are a graduate/professional student (DC/MS/EDD), only your information and your spouse’s information is required, even if your parents still claim you on their tax return.

Direct Subsidized loans are need-based federal aid and the Department of Education will subsidize (cover) the interest of the loan while the student is enrolled at least half time. ​

Direct Unsubsidized loans are not need-based federal aid and have interest calculated from the very first trimester a student uses them. Visit this studentaid.gov website for more information.

Interest rate=the percentage of additional money you pay to a lender as a cost of borrowing money. ​

Origination fee=the percentage of your loan amount charged by the lender for processing your loan.

Yes. There are a variety of jobs available to work on campus. Please stop by the financial aid office or email FinancialAid@jayconscious.com if you have an interest in working on campus.​

There are several repayment plan options available, providing the flexibility you need. To view repayment plans and utilize the Loan Simulator, visit http://studentaid.gov/loan-simulator/.

There are many different sources that offer a budgeting tool. Logan University financial aid has created a budget template for you to use. This template has a drop-down in which the user may select their estimation based on a trimester, biweekly, monthly or yearly frequency or a mix of any of these. We invite you to download this document to estimate your income and expenses. If you have questions or would like to work through your budget as a student, please reach out to our office.